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WOULDN’T YOU LIKE TO RETIRE WHILE YOU ARE STILL YOUNG ENOUGH TO ENJOY IT?

· · 58 Comments

By Craig Erwin, Ph.D. 12-19-20

Wouldn’t you like to retire while you are still young enough to enjoy it? In a survey conducted earlier this year, the Federal Reserve Bank of New York found that, for the first time, more women than men expect to work past retirement age. 54% of women expect to work past the age of 62 and 38% expect to work past the age of 67.  Although some of these women may be professionals (e.g., professors, doctors) who love their jobs and can’t imagine giving them up, many women will likely have no choice; they will have to keep working to pay the bills.  And most women have more bills than men in retirement because they tend to live longer and have higher health care costs.  Women also have greater difficulty saving enough to retire because they only earn 82% of what men make.  OF course, it doesn’t help that women are more reluctant to ask for a raise.

Is it too late for you to hope to retire at a reasonable age?  That depends on a lot of things.  Are you deep in debt?  Are you saving and investing aggressively?  Are you married?  Are you a shopaholic or hedonist?  Are you spending money that you should be saving?

To learn about the best way for most women to save and invest , Dollar-Cost-Averaging, click on this link.

Edit Post ‹ WOMEN RETIRE DOT COM — WordPresshttps://womenretire.com/wp-admin/post.php?post=500084&action=edit

To hear a discussion about different approaches to retirement planning, watch the following video. https://www.youtube.com/watch?v=ZNOx9_hbvZk&t=1s

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