By Craig Erwin, Ph.D.
It’s 2022, time for a new start. If you’re not saving part of each paycheck, start now. If you have been saving part of each paycheck, increase the amount you save per check. If you have credit card debt, plan how you will pay it off and then start wiping it out. If you haven’t started a college fund, start a 529 (a tax-advantaged investment plan) now. If your mortgage rate is high, refinance ASAP. The beginning of the year is a great time to bury bad habits and start healthy habits. But don’t put it off. Start now before you let other priorities distract you. Just do it.
Do you use the new year to develop financial strategies? Do you and your partner agree on your financial priorities? Can you afford to save more money?
For more information on saving for retirement, investing, college funds, and mortgages, click on the following links:
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