By Craig Erwin, Ph.D.

Discover Financial Services just announced that it has developed a payment system that will transfer funds directly from my checking account to pay for items I buy without the need for a credit or debit card. Is this a stroke of genius? No, it looks like it increases my risks without providing much benefit. Does it make payment faster and easier? Maybe a little. Am I excited to use this method of payment? No, because I fear that hackers may be able to drain my checking account. And if they do hack into the payment system, nothing stands between the hackers and my money. That’s what makes credit cards so attractive. They create a barrier between hackers and thieves and your money and you can quickly cancel them.
Debit cards scare me for the same reason that Discover’s new payment system does – if someone stole my debit card, they could drain everything out of my savings or checking account, perhaps tens of thousands of dollars. I’ll keep using credit cards, because, if one of my credit cards is lost or stolen, my losses are capped at $50. I think the risks outweigh the benefits for Discover’s new payment system, so I’ll keep using credit cards to limit my losses.
#CreditCard#banking#financialservices#wealthbuilding
How do you pay for things when you shop? Do you think about the risks of paying the way you do? Do you stick to your budget or overspend? Do you have tips for spending less and paying in a safe manner? ‘
For more information on risk, shopping, the use of credit cards, and building wealth, click on the links below:
You’ve made some really good points there. I looked on the internet for more information about the issue and found
most individuals will go along with your views on this website.
Spot on with this write-up, I actually believe that this website needs a lot more attention. I’ll probably be back again to read through more, thanks for the info!
Wow that was unusual. I just wrote an very long comment but after I
clicked submit my comment didn’t appear. Grrrr… well I’m not writing all that
over again. Anyhow, just wanted to say superb blog!
First off I would like to say wonderful blog!
I had a quick question which I’d like to ask if you don’t mind.
I was curious to find out how you center yourself and clear your thoughts before
writing. I’ve had difficulty clearing my mind in getting my ideas out
there. I do take pleasure in writing but it just seems like the first
10 to 15 minutes are usually lost simply just trying to figure out how to begin. Any ideas or tips?
Kudos!
You have made some really good points there.
I looked on the internet to learn more about the issue and found most individuals will go along with
your views on this web site.
wonderful points altogether, you just gained a
new reader. What could you suggest in regards to your put up that you
simply made a few days in the past? Any sure?
It’s actually a great and useful piece of information. I
am satisfied that you shared this useful information with us.
Please stay us up to date like this. Thanks for sharing.
best prices for generic cialis tadalafil buy original cialis
cialis in usa generic tadalafil 20mg india cialis free trial
free samples cialis price of cialis 20 mg does 20mg cialis work
cialis/dapoxetine with overnight ship tadalafil 20mg best price cialis for men
cialis for sale payment paypal tadalafil 20mg best price cheap cialis professional
order cialis with dapoxtine buy tadalafil cialis and dapoxetine canada
best place to buy generic viagra online viagra discount buy generic 100mg viagra online
best over the counter viagra viagra pills where to buy viagra
buy viagra online canada sildenafil 20 mg best place to buy viagra online
stromectol tablets for humans how to take ivermectin stromectol tablets for humans
stromectol 12 mg tablets stromectol for sale stromectol 12 mg tablets
stromectol 12 mg tablets stromectol for sale stromectol for humans for sale
Greate article. Keep posting such kind of information on your blog.
Im really impressed by it.
Hi there, You’ve done an excellent job. I’ll definitely
digg it and personally suggest to my friends. I am confident they’ll
be benefited from this website.
stromectol for sale stromectol for sale stromectol 12 mg tablets
clomid for sale canada clomid tablets for sale clomid for sale canada
clomid tablets clomid tablets for sale clomid
viagra viagra tablets for men sildenafil 100 mg
clomid buy clomid 50mg online buy clomid 50mg
cialis coupon tadalafil tablets 20 mg india buy tadalafil online
overseas pharmacies online india pharmacy buy medication online from india
ordering prescription drugs from canada canadian pharmaceuticals online safe internet pharmacy no prior prescription
stromectol for humans for sale stromectol 12 mg tablets stromectol pills for humans
I think everything typed was very logical. However, what about this?
what if you added a little information? I
am not saying your content isn’t solid., but what if you added a post title to possibly grab folk’s attention?
I mean Guard Your Money: The High Cost Of Convenience – WOMEN RETIRE Photo From Shutterstock is a little boring.
You ought to look at Yahoo’s front page and note how they create post headlines to
get people to click. You might try adding a video or a related pic or two to grab people interested about
everything’ve got to say. Just my opinion, it could make your blog a little livelier.
ivermectin in dogs ivermectin products cost of ivermectin lotion
merck propecia propecia online pharmacy propecia where to buy
prescription without a doctor’s prescription comfortis for dogs without vet prescription carprofen without vet prescription
online canadian drugstore discount prescription drugs ed meds online without doctor prescription
generic propecia usa buy propecia canada mail order propecia
ed meds online without doctor prescription prescription drugs online canadian drugstore
treatment of ed best pill for ed ed medications
Yes! Finally something about a.
I’m truly enjoying the design and layout of your site.
It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit
more often. Did you hire out a designer to create your theme?
Exceptional work!
buy prednisone online without a prescription prednisone 30 mg daily prednisone nz
cialis 20mg pills purchasing cialis in the usa how long does cialis stay in your system
new ed drugs medication for ed dysfunction ed meds
6 prednisone buy prednisone prednisone 20 mg tablets coupon
home remedies for ed fast ed meds online ed meds online canada
ivermectin for swine how long does ivermectin stay in your system liquid ivermectin dosage for humans
best time to take cialis 5mg how much is a cialis prescription with no insurance cialis 20 milligram
[url=http://cheapdrugs.store/#]medicine for ed[/url]
Hello there I am so thrilled I found your web site, I really found you by mistake, while I was researching on Yahoo for something else, Anyways I am here now and would just like to say many thanks for a remarkable post and a all round thrilling blog (I
also love the theme/design), I don’t have time to go through it all at the moment but
I have saved it and also added in your RSS feeds, so when I have
time I will be back to read a lot more, Please do keep up the excellent job.
Amazing! Its in fact remarkable piece of writing, I have got much clear idea
about from this piece of writing.
After going over a few of the blog articles on your web site, I truly appreciate your way of
blogging. I saved as a favorite it to my bookmark webpage list and will be checking back in the near future.
Please visit my web site as well and tell me how you feel.
Definitely believe that which you stated.
Your favorite reason seemed to be on the net the simplest
thing to be aware of. I say to you, I definitely get
annoyed while people consider worries that they plainly don’t know about.
You managed to hit the nail upon the top and also defined out the whole thing without having side effect , people can take a signal.
Will probably be back to get more. Thanks
Greetings from Ohio! I’m bored at work so I decided to browse your site on my iphone during
lunch break. I really like the information you present here and can’t wait to take a look when I get home.
I’m shocked at how quick your blog loaded on my cell phone ..
I’m not even using WIFI, just 3G .. Anyhow, wonderful blog!
Magnificent items from you, man. I have keep in mind your stuff previous to and you’re simply too fantastic.
I actually like what you have obtained right here, really like what you’re saying
and the way in which during which you say it.
You are making it entertaining and you still care for to keep it sensible.
I can not wait to learn much more from you. That is actually a
tremendous web site.
What i do not understood is in fact how you are now
not really a lot more well-liked than you may be right now.
You’re so intelligent. You realize thus significantly when it comes to this topic, made me for my part believe it from a lot of various angles.
Its like women and men are not involved except it is something to accomplish
with Lady gaga! Your own stuffs outstanding. At all
times maintain it up!
Thanks for your marvelous posting! I really enjoyed reading it, you are a great author.
I will be sure to bookmark your blog and may come back at some point.
I want to encourage one to continue your great job, have a nice afternoon!
We are a group of volunteers and opening a new scheme in our community.
Your site provided us with valuable info to work on. You have done an impressive
job and our whole community will be grateful to you.
Hi there it’s me, I am also visiting this web site regularly, this
site is genuinely fastidious and the people are truly sharing fastidious thoughts.
Hi there, You have done a great job. I will certainly digg it
and personally suggest to my friends. I am confident they’ll be benefited from this website.
Every weekend i used to pay a visit this website, for the reason that i wish for enjoyment, since this this website conations
really good funny material too.
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to more added agreeable from you!
By the way, how could we communicate?