By Craig Erwin, Ph.D.
My university, ECSU, like many others, just created a cryptocurrency course. Cryptocurrency hype has taken the world by storm. There are over 8000 cryptocurrencies, with dozens more created daily by developers promising riches to buyers (while enriching themselves). Most new coins are soon worthless, but the creator can make tens of thousands of dollars; sometimes much, much more. There are tutorials on how to create a scam or hype coin which you can then peddle to buyers with as much hype as you can muster. You can create a new coin using a simple, automated process and mint trillions or quadrillions in minutes. Buying cryptocurrencies is purely speculative; it’s gambling. Men in their 30’s and younger (not women) tend to buy cryptocurrencies, believing that other markets, like the stock market, are rigged. Don’t be suckered. There is a good reason they are called scam or hype coins.
Have you bought cryptocurrencies? Do you know others who have? What does your retirement savings plan consist of? Do you have confidence in your retirement plans or are you tempted to take big risks to play catch up?
For more information on cryptocurrencies, investing, scams, and wealth building, click on the links below:
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