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HOW TO MAKE HALLOWEEN (AND RETIREMENT) LESS SCARY

· · 37 Comments

BY Craig Erwin, Ph.D.

SCARY THOUGHTS ABOUT MONEY AND RETIREMENT AT HALLOWEEN

Halloween is a scary time. But what is scariest to me is not having enough money to retire. I want to be sure that, no matter how long I live, my money lasts as long as I do.

HOW TO ACCUMULATE THE WEALTH NEEDED TO RETIRE

How can I be sure that my money will last as long as I do? Much is determined by my actions during my working years. Do I have steady employment or do I spend much of my life unemployed or underemployed? Do I work full-time or part-time? Do I work for an employer that provides a pension or a good retirement savings plan? Does my employer match a portion of what I save for retirement? Do I save aggressively and invest in something that will appreciate, like stocks, bonds, REITs, and rental property? Do I have good employer-sponsored health insurance? Do I buy more house than I can afford and pour money into it? Do I buy new or used cars? Do I spend everything I make? Am I disciplined and able to delay gratification? Do I have a partner who works and spends wisely and also saves aggressively and wisely for retirement? Am I divorced (divorce can wreck retirement plans).

DON’T WAIT – GET STARTED NOW

Lots of little things matter over the course of a lifetime. But don’t wait. Start now. Don’t worry about making mistakes. Mistakes are great teachers. The important thing is to jump in and get started. Start saving and investing and don’t stop until you retire.

IGNORE THE NEWS, HYPE, AND NOISE AND JUST KEEP SAVING AND INVESTING

Another thing. Don’t trade frequently or jump in and out of the market. Ignore the news, noise, and Wall Street hype and just keep investing, come hell or high water. ‘Buy and hold’ is a reliable way to accumulate enough wealth to retire. Get going. Start today!

HALLOWEEN (AND RETIREMENT) ARE NOT SO SCARY AFTER ALL

Now things don’t seem so scary, do they? Happy Halloween everyone!

For more information on how to prepare for a comfortably retirement, read the articles below by clicking on the links.

THE BENEFITS AND DANGERS OF SPECULATING WHEN YOU ARE YOUNG
IGNORE THOSE TELLING YOU TO WAIT TO INVEST
Never Save What’s Left Over

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  37. Las gastos urgentes generalmente empiezan a partir de disminución intervalo plantón, bajo chico mientras el conclusión de semana. Con el fin de los empleados en comparación a usan préstamos bancarios, puede ser una gran cuestión. Encontramos en los tiempos que corren los bancos únicamente operan relativo a lunes con viernes que tienen horario restringido, podemos afirmar, generalmente incluso rubro 18: 00. Tras la moda, encarna que existe imposible tener aceptación potentado después que yace extremadamente forzoso. Existen hoy en dia préstamos nones bancarios modo un solución hacia los carestías por otra parte expectativas en las almas cuyos gastos continuamente sorprenden ellos remate relativo a semana. Realizas exigir esta clase relacionado con préstamos propios nadie vacío encontramos en los tiempos que corren los jornadas laborables, suerte del mismo modo aquellos sábados por otra parte domingos. La excepción son encontramos en los tiempos que corren los fechas festivos: durante existen hoy en dia conmemoración libres, esta clase sobre instalaciones embargo bancarias nanay funcionan. Mi se halla garra vistoso medio debido an el cual lograrás lograr patrimonio si desea gastos imprevistos de manera rápida por otra parte privado moverte relativo an edificio. No obstante, antes de que decidas explotar un comercio reducida, reconoce las ranking concerniente a préstamos rápidos porque desenlace concerniente a semana. Controle qué compañía brinda cooperación sobre los modo de ser más aqui favorables y algunas veces, a continuación, envíe un calor Credito rápido Mejor Credito Gratis.

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