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If You Weren’t Born Rich, At Least Become Financially Literate.

February 4, 2022 · wpx_womenret · 42 Comments

By Craig Erwin, Ph.D.

Have you ever wished you’d been born to rich parents? Maybe animals wish the same. When squirrels gather nuts, they may be trying to help their adult offspring. Researchers have found that, just like humans, animal parents pass wealth on to the next generation, fueling inequality. Like humans, animals inherit wealth and abilities. And just like animals, many humans are at a big disadvantage, perhaps being raised by a single parent who works three jobs, struggles to pay the bills, and lacks financial knowledge.

Prosperous animals can pass on large, fertile territories to their offspring, just as well- off humans pass on assets like money and property. But humans can inherit more than just wealth. They can inherit financial literacy, which can be invaluable. Financial literacy is the ability to learn, understand, and apply financial skills. It tends to increase with age and education. Interestingly, humans, especially young ones, are driven to increase their financial literacy by recent events. The pandemic prompted many young people to increase their financial literacy. Imagine that. Something good came from Covid-19! I sure hope your financial literacy increased.

Were you raised by rich parents? If so, did it affect your career and financial success? Did your financial literacy increase in the past two years? Do you feel comfortable making financial decisions?

#wealthbuilding#inequality#wealthtransfer#investing

For more information on inequality, wealth transfers, financial literacy, and wealth building, click on the links below:

Covid-19 Has Taken A Terrible Toll
To Build Wealth, Accumulate Assets, Not Debt
Women Are Better Investors Than Men
Brace Yourself: 2022 May Be A Wild Year
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