Fidelity Investments found that women earn higher returns on their investments than men. What’s the difference? Women tend to buy and hold whereas men are likely to trade more often. They also found that women are more likely to invest money outside their retirement accounts than they were in 2018. Women tend to hold too much in cash, though, being risk-averse. Fidelity Investments found that, even though women tend to lack confidence, their investing performance tops men’s. Men’s tendencey to trade hurts performance. Women wisely buy and hold, but they lack confidence Unfortunately, women tend to hold too much cash, hurting their returns.